By now you know that as a website owner, one of your main goals is to make sure your visitors to not just find your property website, but stay on your website for as long as possible. Of course, you also want your visitors to come back to your site.

By placing a mortgage calculator on your property site you are giving your visitors an ability to perform important financial calculations without ever leaving your site. This means they are going to stay longer on your site. It also means your property site adds value to your visitors and gives them a good reason to come back.

This is why all our Listing Domains single property websites include a built-in mortgage calculator. Another huge time-saver for potential buyers, which helps you turn leads into transactions: we have partnered with several mortgage companies to allow your buyers to get instantly pre-approved for your listing. When using this feature, you may choose to override any default link with the mortgage broker of your choice.

Buyers Love Property Websites with Mortgage Tools! is a post from: Properties Online Blog

The average 15-year fixed and jumbo 30-year fixed mortgage rates dropped by equal amounts, to 4.74 percent and 6.34 percent, respectively. Adjustable rate mortgages were mixed, with the average 1-year ARM rising to 5.15 percent and the 5-year ARM inching lower to 4.94 percent.

As concerns about the sustainability of an economic rebound gained steam, mortgage rates retreated to levels last seen in May. Ironically, these worries came about despite a number of upbeat economic releases, including reports on manufacturing, consumer sentiment, and pending home sales. But weakness in consumer spending and growth in household income prompted investors to move from stocks to the safety of government bonds. Mortgage rates are closely related to the yields on long-term government bonds.

Mortgage rates are more than one full percentage point lower than one year ago. This time last year, the average 30-year fixed mortgage rate was 6.55 percent, meaning a $200,000 loan would have carried a monthly payment of $1,270.72. With the average rate now 5.41 percent, the monthly payment for the same size loan would be $1,124.31, a savings of $146 per month for a homeowner refinancing now.

SURVEY RESULTS

30-year fixed: 5.41% — down from 5.53% last week (avg. points: 0.27)

15-year fixed: 4.74% — down from 4.83% last week (avg. points: 0.25)

5/1 ARM: 4.94% — down from 4.95% last week (avg. points: 0.32)

Bankrate’s national weekly mortgage survey is conducted each Wednesday from data provided by the top 10 banks and thrifts in the top 10 markets.

For a full analysis of this week’s move in mortgage rates, go to http://www.bankrate.com/mortgagerates

The survey is complemented by Bankrate’s weekly forward-looking Rate Trend Index, in which a panel of mortgage experts predicts which way the rates are headed over the next 30 to 45 days. Half of the panelists expect mortgage rates to fall further during that timeframe. Among the remaining respondents, 29 percent predict an increase in rates and 21 percent forecast that rates will remain more or less unchanged in the next 30 to 45 days.

For the full mortgage Rate Trend Index, go to http://www.bankrate.com/RTI

About Bankrate, Inc.

The Bankrate network of companies includes Bankrate.com, Interest.com, Mortgage-calc.com, Nationwide Card Services, Savingforcollege.com, Fee Disclosure, InsureMe, CreditCardGuide.com and Bankaholic.com. Each of these businesses helps consumers make informed decisions about their personal finance matters. The company’s flagship brand, Bankrate.com is a destination site of personal finance channels, including banking, investing, taxes, debt management and college finance. Bankrate.com is the leading aggregator of rates and other information on more than 300 financial products, including mortgages, credit cards, new and used auto loans, money market accounts and CDs, checking and ATM fees, home equity loans and online banking fees. Bankrate.com reviews more than 4,800 financial institutions in 575 markets in 50 states. In 2008, Bankrate.com had nearly 72 million unique visitors. Bankrate.com provides financial applications and information to a network of more than 75 partners, including Yahoo! (Nasdaq: YHOO), America Online (NYSE: TWX), The Wall Street Journal and The New York Times (NYSE: NYT). Bankrate.com’s information is also distributed through more than 500 newspapers.

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